When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

Knowing your credit score can help you manage your credit. You’ll know before you apply if you’re likely to qualify for a specific loan or credit card. If you’re trying to manage money better and ...

Your credit score isn’t assigned by banks or credit issuers. Instead, credit bureaus, such as Equifax, Experian and TransUnion, give you a number based on factors like payment history, amounts owed, ...

While 740 and around that is a solid score indicative of good credit habits, you're perfectly positioned to make it climb ...

Forbes contributors publish independent expert analyses and insights. I share strategies for getting ahead financially and building wealth. The Fair Credit Reporting Act gave you the right to check ...

Credit scores do not improve overnight. With a few sensible habits, this year can become a steady reset for your credit ...

Could your debt be reduced or forgiven? Take our financial relief quiz. There is nothing like the thrill of paying off a debt. However, that excitement can quickly wane, turning into impatience as you ...