We looked at companies’ costs, transparency, breadth of services, customer support and reputation to select our top picks.

Fees: Texas laws allow debt relief companies to collect their fees only when the debt is settled. Fees vary by company, but ...

Debt relief companies can provide timely help with your debt this spring. Here are signs for when to ask for help.

For example, some taxpayers opt to ignore IRS notices completely, hoping the problem will somehow disappear. Others rush to ...

Both options can help if you have a large, five-figure amount of debt. Here's how to tell which is better for you.

Going forward, you make one payment to the agency, and it disburses the money to your creditors based on the agreement the counselor establishes with them. The counselor may also be able to negotiate ...

you may benefit from working with a debt relief or debt settlement company. These firms reach out to lenders and collections agencies on your behalf and try to negotiate down the amount owed.

Settlement Extension Fees: For each month a creditor takes longer to accept payment terms, some firms charge an additional 1% of the total debt. A $100,000 debt with a 36-month repayment period could ...

The Education Department announced public hearings to discuss streamlining Public Service Loan Forgiveness and income-driven repayment.