Also, there are significant tax advantages. The policy’s cash value grows tax-deferred, and policyholders can access funds through tax-free withdrawals or loans. So it’s no surprise that IULs are ...

Neither. They are different insurance products designed to solve different problems. The annuity vs. IUL discussion/argument has a long history. In the context of financial planning, it’s not ...

Please proceed with caution when considering an IUL, or any investment product, for that matter. There is no such thing as a perfect investment. IUL is a type of permanent life insurance that ...

At its core, IUL functions similarly to other universal life insurance products, but it stands out due to its unique investment component. The cash value in an IUL is linked to the performance of ...

ST. PAUL, Minn., February 13, 2025--(BUSINESS WIRE)--Securian Financial has launched an enhanced version of its flagship indexed universal life (IUL) insurance product. Eclipse Accumulator II IUL ...

Indexed universal life insurance not only provides a crucial ... it is important to remember there’s no such thing as a perfect investment or product. They all have their benefits, costs and ...