Debt consolidation usually involves working with a credit counseling agency or other nonprofit organization to help you manage your debt and improve your credit. Instead of consolidating your ...

Cost: $39 one-time fee and $7 monthly maintenance fee per account American Consumer Credit Counseling is a non-profit agency offering debt relief, credit counseling, and financial education services.

Fees: Texas laws allow debt relief companies to collect their fees only when the debt is settled. Fees vary by company, but there are state limits on what providers can charge. In general, you can ...

Most reputable credit counseling services are also nonprofit. For-profit agencies have financial incentives to sell debt relief programs instead of putting the consumer's best interest first.

An estimated $72 million in medical debt is set to be relieved for New Hampshire residents. Undue Medical Debt, a New York ...