Some companies recommend sending the letter by certified mail, so you have proof that it was accepted. I am writing to ...

A goodwill letter is a formal request to a creditor asking them to remove a negative mark, like a late payment, from your credit report. Goodwill letters are most effective when the late payment ...

A 609 dispute letter is a formal request to credit bureaus to verify the accuracy of information on your credit report. A well-written 609 dispute letter is a powerful tool to ensure your credit ...