If you collect Social Security and you are behind on a federal student loan, the past year has been a slow-motion policy watch. As of March 2026: garnishment is still paused, but the clock is ticking toward a resumption date tied to a new repayment plan launching this summer.

Millions of Americans with federal student loans may need to adjust their repayment strategy. That is because the income-driven repayment plan, SAVE, is ending following a court settlement. The repayment plan launched in early 2024,

Texans who missed the deadline for Nelnet's multimillion-dollar settlement earlier this month still have a way to file a claim. It comes after several student loan borrowers alleg

One expert told Newsweek, “...the system is becoming harder to navigate at the exact moment borrowers need clarity."

A federal watchdog found the Education Department stopped checking whether your loan servicer’s records are accurate.

Key Points ・The Department of Education’s IDR application backlog fell to 576,609 as of February 28, 2026 — the lowest level reported since court-ordered tracking began. ・For the second consecutive reporting period,

KeyBank offers student loan refinancing to students, graduates and parents who borrowed for their child’s education. It also offers student loan forgiveness counseling services. Students who need to borrow while in school may seek student loan counseling services from KeyBank,