Commissions do not affect our editors' opinions or evaluations. Indexed universal life (IUL) insurance ties cash value growth to market indexes, offering potential for higher returns than fixed ...

Universal life insurance is a type of permanent policy that's more flexible and complicated than whole life. Read our guide to find out if universal life insurance is a good fit for you.

Choosing a universal life insurance company can be complicated, but we’re here to help. Our analysis identifies Pacific Life as the company offering the best universal life insurance ...

Indexed universal life insurance offers flexibility in premium ... it can be helpful to talk with a licensed agent or utilize an IUL calculator to help narrow down your specific costs.

However, our opinions are our own. See how we rate life insurance products to write unbiased product reviews. Universal life insurance is a type of permanent life insurance with greater flexibility.