The MarketWatch Guides team explains the advantages and drawbacks of single-premium universal life insurance and who it might ...

Editor’s note: This is part one of a two-part series about indexed universal life insurance and how it can be used in retirement planning. Part one explains indexed universal life (IUL ...

Indexed universal life (IUL) insurance is a type of permanent life insurance that not only provides a death benefit to your beneficiaries, it also includes a cash value component that can grow ...

There are two pretty entrenched camps on indexed universal life and annuities. And those two camps don’t seem to like each other very much. I wouldn’t classify the conflict on the level of the ...

Universal life insurance offers flexibility but requires a more hands-on approach than other permanent policies. Many, or all, of the products featured on this page are from our advertising ...

Editor’s note: This is part two of a two-part series about indexed universal life insurance and how it can be used in retirement planning. Part one was What Is Indexed Universal Life Insurance ...

Also, there are significant tax advantages. The policy’s cash value grows tax-deferred, and policyholders can access funds through tax-free withdrawals or loans. So it’s no surprise that IULs are ...

Universal life insurance is a permanent insurance you pay for throughout your life. It offers long-term coverage and can increase in value over time. Indexed universal life insurance falls under ...