CD Rates Today: February 4, 2026 – Rates As High As 4.94%

Today's highest CD rate is 4.94% for CD. CD rates from online banks are commonly twice as high as the national average rates.

Today’s CD rates for February 3, 2026: Highest APYs range from 4.10% to 4.78%

Explore top short- and long-term CD rates available today ...