Kate Wood is a lending expert and certified financial health counselor (CHFC) who joined NerdWallet in 2019. With an educational background in sociology, Kate feels strongly about issues like ...

Simplist is an online marketplace of mortgage lenders; human guidance is optional. You’ll make payments to a loan servicer, not to Simplist. Loans are not available in every state. Loan origination ...

Simplist is an online marketplace of mortgage lenders; human guidance is optional. You’ll make payments to a loan servicer, not to Simplist. Loans are not available in every state. Loan origination ...

A basis point is one hundredth of a percent, or 0.01%. We describe mortgage rates’ ups and downs in basis points because they simplify comparisons. NerdWallet’s rates are expressed as an annual ...

Starter homes are scarce. Factory-built housing can help fill the gap — if buyers and lawmakers rethink old ideas.

The Nerds share advice on splitting expenses fairly, building up emergency savings and spending work bonuses. This page ...

Many or all of the products on this page are from partners who compensate us when you click to or take an action on their website, but this does not influence our evaluations or ratings. Our opinions ...

Middle-income Americans are pulling back, splitting from the top earners who are still driving the majority of growth. The wealth gap in America is taking a new shape — and it’s no longer just a ...

From "Eat Everything" nights to emergency frozen pizzas, here's how Redditors keep food costs down. This page includes ...