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Student loans can become difficult to pay off amidst high inflation, such as if your budget gets squeezed due to rising costs ...

For 10-year fixed private student loans, interest rates dropped by 0.29 percentage points, and 5-year variable student loan interest rates increased by 1.75 percentage points.

Learn how to lower your student loan interest rate and save money on your loans. ... On a 20-year term, your interest costs would rise to $25,822. If you can afford the payments, ...

The interest rate for undergraduate federal student loans disbursed between July 1, 2025 and June 30, 2026 will be 6.39%, down from 6.53% for the 2024-25 school year, the Department of Education ...