Understanding whether federal or private student loans make more sense can save you thousands in the long run.

Federal student loan rates dropped slightly for the 2025-26 school year, but are they the most affordable option?

If you’re looking to fill the gap left by the new caps on federal student loans, a private loan may make up the difference.

As school costs keep going up and the financial aid deadlines approach, many students and families are wondering about how ...

Deciding between federal and private loans is a personal choice to make based on your individual circumstances. Federal student loans are the more popular option: They make up over 92% of all ...

In 2025, the One Big Beautiful Bill (OBBBA) adds new complexity to refinancing federal student loans. Borrowers must weigh ...

Federal student loans. Private student loans. Interest rates. 5.50% to 8.05% for loans disbursed before July 1, 2024. 6.53% to 9.08% fixed for loans disbursed after July 1, 2024 ...

Federal vs. private student loans: Which is right for me? When it comes to funding an education, federal student loans should almost always be taken first, before opting for private student loans.

President Trumps Big Beautiful Bill significantly alters federal student loan programs. It sets strict borrowing limits, ...

Source: 401kcalculator.org via flickr When it comes to student loans, there are two basic options: federal student loans, which are the most common.

Private loans can help you pay for college after you’ve explored scholarships, grants, and federal student loans.The differences between federal and private student loans include: ...

Federal student loans: Private student loans: Loan limits: Lifetime limit of $31,000 for most dependent undergraduates and $57,500 for independent undergraduates; graduate and professional ...