Holly Johnson is a freelance contributor to Newsweek’s personal finance team with a focus on credit cards and rewards, financial products and travel. Johnson has spent more than a decade ...

If you’re trying to build an emergency fund, save for a vacation, or put money aside for a new laptop, having a savings plan can make it much easier to hit your goal without feeling overwhelmed.

Tucked inside Republicans’ "big, beautiful" tax package, which passed the House early Thursday, are provisions expanding health savings accounts (HSAs), including the biggest contribution ...

The average American family in 2025 should have at least $35,000 in emergency savings, according to a new report from Investopedia. And the figure keeps rising. That tab represents six months of ...

By Simon J. Levien Capital One agreed to pay a $425 million settlement after it faced nationwide litigation accusing it of cheating savings depositors out of higher interest rates by failing to ...

High-yield savings accounts continue to far exceed the average savings account rate (it pays a paltry .41% APY, FDIC data shows), with some high-yield accounts paying upwards of 4%. Of course ...

The Universal Savings Account (USA) Act, introduced this month in both chambers of Congress, aims to create a new class of savings account that combines the tax advantages of a Roth individual ...

It sounds counterintuitive, but when all your savings sit in one account, it's difficult to track progress toward different goals. You might see a healthy balance, but you can't easily see how ...

Our list of high-yield savings accounts earn much more interest than the national average of 0.41%. Show More If you're looking to get a better interest rate on your savings, you need to find the ...

There are plenty of places worth investing your money for long-term growth. But what about short-term savings? Shouldn’t you be able to earn a little something extra on that, too? A high-yield ...

This is not one of those times. If you are approaching retirement, or already there, you may be looking for ways to pad your savings. You may also be wondering how to avoid spending them ...

Many top high-yield savings accounts are still paying around 4.00% in May 2025. Learn what to look for in an HYSA, and which banks are paying the highest APY. A sad fact: 82% of Americans don't ...