"Card Cracking" Scams Banks and law enforcement are cracking down on an emerging scam known as “card cracking.” Card cracking is a form of fraud where consumers respond to an …

Jan 26, 2024 · Electronic Fund Transfer Act (Reg E) EFTA establishes the rights, liabilities, and responsibilities of consumers and banks with regard to electronic fund transfers and includes …

Jan 1, 2020 · Baseline information on check, debit card, and electronic payment fraud losses, and the actions taken by banks to reduce these losses.

In-depth training on the applicable U.S. laws and regulations governing fraud, and an overview of the types of criminal behavior commonly used against banks.

Dec 18, 2025 · ABA offers resources to help banks prevent, identify, measure and report fraud.

This course explains the drivers of check fraud and how criminals steal, fraudulently indorse, alter and counterfeit checks — and how bank staff can detect fraudulent checks.

Dec 12, 2024 · Nearly 80% of stakeholders – including academics, advocacy groups, trade associations, small financial institutions, and think tanks – oppose the central bank’s rule that …

Mar 25, 2025 · ABA offers resources to help banks prevent, identify, measure and report check fraud, and to serve and protect consumers and their financial data.

Peer-to-peer payments, or P2P payments, allow consumers to transfer money using their bank accounts, debit cards, or credit cards through a website or mobile app such as Cash App, …

The widespread use of debit card payments led to a substantial decline in ATM use. Cardholders shifted spending away from in-store transactions toward e-commerce and person-to-person …