🏦 BANK STATEMENT CALCULATION — HOW INCOME IS REALLY COUNTED • Review 12 or 24 months of bank statements • Average monthly deposits determine qualifying income • Business vs personal accounts handled differently • Expense factor may be applied for businesses • Ideal for self-employed, freelancers, and owners Bank statement loans don’t guess — they calculate. At The Onyx Group Mortgage, we structure bank statement income the right way so strong cash flow turns into real buying power. 📲 Apply now
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