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Good debt ratios can get bad quickly........ #grainfarmer #dairyfarm #farmtok #farmlife
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Advice for people considering PT as a career. Part 1. Let’s start with the toughest conversation: money. More specifically, the debt to income ratio in this profession. It costs a LOT to become a PT, and that cost matters. Seven years of school, a doctorate degree, and a starting salary that often doesn’t match the investment. I really see two realistic paths for people who want to become PTs. Path 1: pay aggressively, live frugally, and get out of debt as fast as possible (this is the route I’m
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Ever wonder why VA loans can sometimes work with higher debt-to-income ratios? 🇺🇸 One major reason is residual income — the money left over each month after major obligations are paid. VA considers whether the household has enough residual income based on factors like family size, location, and loan amount. That’s a big part of why DTI alone doesn’t tell the whole story. #VALoan #VAHomeLoan #ResidualIncome #DebtToIncome #VeteranHomebuyer
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